In compliance with the "Guidelines on the Base Rate System for Non-Bank Financial Institutions" issued by Bangladesh Bank (DFIM Circular No. 6) on August 20, 2013, DBH reviews the Base rate on a monthly basis which is approved by the Asset Liability Management Committee (ALCO). Base rate is the minimum rate below which it is not viable for a NBFI to lend in the market.
However, the actual lending rates charged to the borrowers would be the Base Rate plus borrower-specific charges, which would include product-specific operating costs, risk premium and tenor premium. The Base rate of DBH is exhibited at all branches along with on the website for being transparent in the pricing of floating rate lending products.
|Name of Month||Regular Base Rate||Adjusted Base Rate|